BRRRR Calculator | Buy, Rehab, Rent, Refinance, Repeat
BRRRR Calculator
Model a Buy → Rehab → Rent → Refinance → Repeat deal end to end. See how much cash you leave in the deal after refinancing, your monthly cash flow, DSCR, and cash-on-cash return.
Acquisition & Rehab
Refinance
Rental Operations
Deal Results
| All-in cost | — |
|---|---|
| Cash invested before refi | — |
| Refinance loan amount | — |
| Net cash returned at refi | — |
| Monthly debt service (P&I) | — |
| Monthly operating expenses | — |
| Annual net operating income | — |
How this is calculated. All-in cost = purchase + rehab + purchase closing costs + holding costs. The refinance loan is ARV × LTV; net cash returned subtracts refi closing costs. Cash left in the deal is what you cannot pull back out — a true BRRRR aims for zero or negative. Operating expenses apply vacancy, management, maintenance and CapEx as percentages of gross rent, plus taxes, insurance and HOA. DSCR is annual NOI divided by annual debt service; most lenders want 1.20 or better. Figures are estimates for planning only — actual results depend on appraisal, lender terms, rehab overruns and local rents.
Distressed and off-market properties are where BRRRR margins come from. Browse county lead lists on ListCentral — probate, tax delinquent, absentee owner and pre-foreclosure records from all 3,143 US counties. Request a free sample for any county first.