How does foreclosure work in Miami-Dade County?

Florida is a judicial foreclosure state. All Miami-Dade foreclosure cases are filed with the 11th Judicial Circuit Court. The process typically takes 6–18 months from lis pendens filing to courthouse sale. A lis pendens is recorded with the Miami-Dade Clerk when the case is filed and is searchable at miamidadeclerk.gov.

Where are Miami-Dade foreclosure cases filed?

Miami-Dade Mortgage Foreclosure Unit, Osvaldo N. Soto Justice Center, 20 NW 1st Ave, Suite 7.209, Miami FL 33128, (305) 375-5943. Lis pendens and deed recordings: miamidadeclerk.gov (Official Records portal). Both case dockets and property records are free and fully searchable online.

What types of properties enter foreclosure in Miami-Dade?

Miami-Dade foreclosure inventory includes: investor-owned condos in Brickell, Edgewater, and North Beach that cash-flow negative; SFRs in Hialeah, Miami Gardens, and North Miami Beach; older rental properties in Little Haiti, Overtown, and Allapattah; and commercial-adjacent mixed-use properties. Condo foreclosures are particularly common given Miami’s large condo inventory.

What is the Florida homestead exemption impact on foreclosures?

Florida’s homestead law does NOT protect against mortgage foreclosure — it only protects against judgment liens. However, Florida’s 6-month right of redemption for judicial foreclosures gives homeowners an extended window for pre-sale negotiation. Properties without homestead exemption (investor-owned rentals) can proceed to sale faster.

What data is in a Miami-Dade foreclosure list?

Borrower name and mailing address, property address, lender name, loan amount, lis pendens recording date, case number, and scheduled sale date. Filterable by property type (condo vs SFR) for targeted acquisitions.

Miami-Dade County Foreclosure Leads | Miami Judicial Pre-Foreclosure Lists

Miami-Dade County Foreclosure Leads — Judicial Pre-Foreclosure Lists

Judicial FL · 6–18 month window · Condos + SFRs · miamidadeclerk.gov searchable

Browse Miami-Dade Foreclosure Lists →

6–18 moJudicial process timeline

Lis pendensEarly filing signal

Condo focusHigh condo foreclosure volume

#1 FLLargest FL county

Miami-Dade’s Unique Foreclosure Market

Miami-Dade is one of the few US markets with substantial condo foreclosure volume. Brickell, Edgewater, and Miami Beach condos purchased during market peaks often become cash-flow negative when association fees increase, rental income drops, or investor-owners face liquidity issues. Condo foreclosure leads represent a property type most investors underserve — creating lower competition for buyers who know how to work this segment.

SFR foreclosures in Hialeah, Miami Gardens, North Miami Beach, and Homestead represent the higher-volume affordable segment — properties with strong rental demand and motivated sellers willing to accept discounts that avoid a courthouse sale.

Filing Details

Item	Detail
Court	11th Judicial Circuit · Foreclosure Unit, 20 NW 1st Ave Suite 7.209 · (305) 375-5943
Online records	miamidadeclerk.gov (Official Records + case docket, free)
Process	Judicial · 6–18 months · Florida 6-month redemption right during proceedings

What’s in a Miami-Dade Foreclosure List

Field	Why It Matters
Borrower name & mailing address	Outreach target with 6-18 month window
Property type & address	Condo vs SFR; assess HOA exposure
Loan amount & lis pendens date	Equity estimate + negotiation window start